Hisn al-Muslim 34
((اللَّهُمَّ إِنِّي أَعُوذُ بِكَ مِنَ الْهَمِّ وَالْحَزَنِ، وَالْعَجْزِ وَالْكَسَلِ، وَالْبُخْلِ وَالْجُبْنِ، وَضَلَعِ الدَّيْنِ وَغَلَبَةِ الرِّجَالِ)).
(Allahumma innee aAAoothu bika minal-hammi walhuzn, walAAajzi walkasali walbukhli waljubn, wadalAAid-dayni waghalabatir-rijal.)
(O Allah, I take refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being over powered by men.)
Source: Hisn al-Muslim · Reference: Hisn al-Muslim 34
Translation: Hisn al-Muslim (Fortress of the Muslim), Sa'id al-Qahtani — see site-wide attribution
The same wording is also listed in this library under Invocations for the setting of a debt.
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Eight things are named and they arrive in pairs. Anxiety is set beside sorrow, weakness beside laziness, miserliness beside cowardice. The final pair breaks that pattern: the burden of debts is a circumstance rather than a state of mind, and being overpowered by men involves other people entirely. Refuge is asked for once at the opening and then covers the whole list without being repeated.
Nasa'i records this from Anas bin Malik; the chapter places it in times of worry and grief.
The list moves outward — from feeling, to disposition, to obligation, to other people. Only the last two involve anything outside the person saying the words.
About these notesThe notes above explain the wording of the supplication as it is translated on this page. They add no commentary, history or ruling beyond it.
This page cites Sunan an-Nasai 5462 · 34:121.
The translation given here is: “O Allah, I take refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and from being over powered by men.” Eight things are named and they arrive in pairs.
The romanisation used on this page is: “Allahumma innee aAAoothu bika minal-hammi walhuzn, walAAajzi walkasali walbukhli waljubn, wadalAAid-dayni waghalabatir-rijal.”
Nasa'i records this from Anas bin Malik; the chapter places it in times of worry and grief. The list moves outward — from feeling, to disposition, to obligation, to other people.