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Dua for invocation for someone who lends you money

Hisn al-Muslim 91

((بارَكَ اللَّهُ لَكَ فِي أَهْلِكَ وَمَالِكَ، إِنَّمَا جَزَاءُ السَّلَفِ الْحَمْدُ وَالأَدَاءُ)).

(Barakal-lahu laka fee ahlika wamalik, innama jaza-os-salafil-hamdu wal-ada'.)

(May Allah bless for you, your family and wealth. Surely commendation and payment are the reward for a loan.)

Hisn al-Muslim 91 · Hisn al-Muslim

Source & authenticity

Source: Hisn al-Muslim · Reference: Hisn al-Muslim 91

Translation: Hisn al-Muslim (Fortress of the Muslim), Sa'id al-Qahtani — see site-wide attribution

IslamicInfo presents the source information available in its current verified database and does not issue religious rulings.

Context & meaning

The first sentence asks for blessing on three things belonging to the lender — the person, the family, the wealth — widening in scope as it goes. The second sentence stops addressing anyone and states a general principle instead: commendation and payment are what a loan earns in return. The supplication therefore supplies both halves of that repayment, the words and the money, and names them together.

When & how to recite

These words are recorded by Nasa'i, said when the loan is handed back.

Reflection

Blessing is asked for wealth that lending has just diminished. What the second sentence calls reward includes the very commendation being spoken in the first.

About these notesThe notes above explain the wording of the supplication as it is translated on this page. They add no commentary, history or ruling beyond it.

Common questions

What do these words mean?

In translation: “May Allah bless for you, your family and wealth. Surely commendation and payment are the reward for a loan.” The first sentence asks for blessing on three things belonging to the lender — the person, the family, the wealth — widening in scope as it goes.

How is this pronounced?

For those reading it without Arabic script: “Barakal-lahu laka fee ahlika wamalik, innama jaza-os-salafil-hamdu wal-ada'.”

Where does this dua come from?

The citation carried by our record is Sunan an-Nasai 4693 · 91:202.

At what point is it recited?

These words are recorded by Nasa'i, said when the loan is handed back. Blessing is asked for wealth that lending has just diminished.

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